How to Pay for Cosmetology School

Cosmetology Students  - Financial Aid is available for beauty school in Utah - How much does cosmetology school cost in Utah

If you're ready to continue your education in Utah but unsure of how to pay for it, don't stress, financial aid and scholarships are available for students of American Beauty Academy!

How Much Does Cosmetology School Cost in Utah?

If you are wondering how much is cosmetology school in Utah, you can apply for FAFSA (Free Application for Federal Student Aid) to see what types of financial aid is available to you for college. FAFSA offers the largest and most cost-effective grants and loans available for students.

Still have financial questions? American Beauty Academy is happy to help!

Please give us a call to speak with an advisor:

Salt Lake Valley Campus: (385) 377-7366
Payson, Utah Campus: (801) 592-2445

Apply for Financial Aid

Fill out your FAFSA application to find out what you qualify to receive.

Use our FAFSA School Code 041699

Types of Financial Aid Available


Grants are money for tuition that does not have to be paid back. All students should consider these two federally funded grants before seeking any other kind of financial assistance:

The Federal Pell Grant Program awards assistance solely on the basis of financial need. Your grades in high school and college are not a factor. You have to be a US citizen or a qualifying non-citizen, and you must be enrolled in a program that leads to a degree or a professional certification. Grants are available whether you go to school full- or part-time. You may be awarded a smaller grant if you go to school part-time.

The maximum Pell grant award in the 2019-2020 school year was $6,195 and it is likely that the program will have the same grant limit for students enrolled 2020-2021. Begin your Pell grant application by completing the Free Application for Federal Student Aid (FAFSA). You have to fill out the FAFSA form every year to continue to be eligible for a Pell grant.

If your mother or father died in Iraq or Afghanistan, additional Pell Grant funding may be available. Ask the school for further information. Be sure to ask the school about a "year-round Pell" if you plan to take classes continuously until you get your certificate. The school has been allocated enough Pell Grant funding to make sure that every student who qualifies gets a grant.

Other resources for grant funding we are approved for include Workforce ServicesVocational Rehabilitation for students recovering from a disability if they. We are an approved training provider for the Utah Department of Workforce services as well.


While grants are usually based on need, scholarships are usually based on merit. Students and future students who show promise of success as barbers and cosmetologists may receive scholarships to help with the cost of school tuition.

The partners of Beauty Changes Lives has awarded $3.1 million dollars to 580 students studying barbering, cosmetology, and nails as well as to career professionals. Awards are funded by leaders in the industry and range from $500 to $15,000 per student.

Scholarship donors may be looking for future beauty experts for cancer patients, future experts in nail technology, or simply for people with an unusual talent for making people feel good about themselves. Applications may require an essay, a video, or a storyboard, and are highly competitive. Winning a Beauty Changes Live scholarship will help you in future career success.

The Joe Francis Haircare Scholarship Foundation awards 19 scholarships of $1,200 every year to deserving students. There are some very strict rules about when you can apply for this scholarship. You must apply between January 1 and June 1 for scholarships that cover fall tuition. If you are going to graduate before August 31, you are not eligible to apply. The foundation prefers to receive applications online.

Students who apply for the Joe Francis Haircare Scholarship are required to answer two essay questions and to provide two letters of reference. Besides the $1200 paid directly to your school, the scholarship is an additional credential for getting a job at over 1,000 Joe Francis salons around the world when you graduate.


Federal agency Sallie Mae is the leading source of subsidized and unsubsidized student loans. Their Career Training Smart Option Student Loan may cover up to 100 percent of the cost of attending your training school. Minimum amount that can be borrowed is $1,000. If a co-signor is required for your loan, they can be released after you make 12 timely payments if you meet certain credit requirements.

We are also certified for student loans through Mountain America Credit Unionwhere you can you can apply for a personal loan

Wells Fargo Bank has a Student Loan for Career and Community Colleges. They consider your credit history in making a loan but may make loans to students who have acceptable co-signers. You can make a request to release your co-signer after you have made 24 to 48 timely payments. Wells Fargo lends $1,000 to $20,000.

VA Benefits

Are you a veteran? Programs have changes so that chances are that the VA will not pay your tuition for beauty school, but their housing and book allowances can total up to a lot more. Enter your service information and choice of school into the GI Bill Comparison Tool online to see the exact amount of your potential benefits.